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Cole KIA Finance Center

Cole KIA Finance Center

We're here to help you buy your new vehicle!

When it comes to buying or leasing a new or used vehicle, finding the vehicle you'd like to drive home is only half the journey. The other half is finding a finance option that suits your unique needs! Fear not, the finance team here at Cole KIA is ready to work with Bluefield area drivers to find an auto loan, leasing deal, or finance package! From our team of finance professionals to our array of digital retailing tools, drivers can look forward to a distinctly modern finance experience at Cole KIA!

Financing Made Easy

We aim to provide drivers with a host of ways to expedite the finance process! Drivers can utilize our handy Estimate Monthly Payments tool to get an idea of your monthly payments. Another online finance tool available is the Value Your Trade tool. Drivers interested in trading in a vehicle can utilize our Value Your Trade tool to get a vehicle trade-in estimate! Drivers looking to start the loan approval process can get a jump on the process by filling out our online finance application. We're all about convenience, here at Cole KIA! If our digital retailing tools aren't ideal, drivers can always contact our finance team to speak with an in-house finance expert!

Auto Finance Vocabulary

  • APR: The Annual Percentage Rate.
  • Assignment: A transfer of a loan from one lender to another.
  • Base Price: The costs of a car with standard equip incentives & freight.
  • Certificate of Title: A Legal document issued by a state at the time of sale.
  • Co-signer: A person who takes on a loan if the orig. borrower stops pay.
  • Default: Failure to meet the terms of the loan.
  • Interest: A percentage charge for a loan.
  • MSRP: Manufacturers Suggested Retail Price.
  • Refinance: When one loan is used to pay off another.
  • Term: The length of the loan, 24, 48, 60... months.
  • Underwriting: Verifying the data used to obtain a loan.